Insurance

I'm looking for insurance - health insurance. Mine ran out with my divorce. It's very expensive and complicated and that confuses me. I can buy a month worth of cigarettes for less then I've been quoted for monthly insurance fees. Except for the peace of mind for family members I believe I would skip insurance all together and take my chances with the running, lifting, vegan diet and meditating - you know - health. I think over all I would feel more assured - and less confused.